a big decline. some people say it is because they haven't settled the data agreement. i have a different interpretation. i think they are lookking at what is happening in the congress and saying wait a these people are not serious. it is not just getting a deal but it brings the deficit down and in my opinion over the last week, all signals have been we'll do a phony deal with phony cuts that don't deal with 10 or trillions new debt. that is the reason you are seeing the sell off on american stockings. >> isn't that what we learned in third grade. with regard to our retirement accounts. they are cracking hethose babis and what happened last quarter with my money what should we do if anything at the beginning of next week? wait it out. >> don't panic is the question. there is not going to be a default on the debt. i said it for the last month. there will be no default on u.s. treasury secretaries and people shouldn't feel panicked and even if we go past the august 2nd deadline. the grid lock will be broken in a couple of days is more melodrama than the drama. the outcom